About Us
We are a niche firm that focuses on providing superior consulting services to our clients.
Our industry experience includes over 10 years as in-house financial risk consultants for a large disability insurance company. Not only can we provide a financial analysis that can assist with the claim determination process, we also have the broader risk management experience to look beyond the numbers and provide valuable input on claims specific issues.
OUR TEAM
Constance M. Cardamone
CPA/CFF - President
Connie has worked in the disability industry since 1984. She has over 10 years experience as part of the management team in disability claims at Unum which gives her a perspective not typical of most forensic accountants. CPA Risk Services, Inc. was founded in 2002 to bring that experience to other insurance companies.
Connie is a recognized forensic expert in the disability insurance industry.
Experience
Connie’s experience includes financial consulting services to individual and group disability claims, underwriting, taxability issues, sales and product development, and development of financial reference tools and pertinent training for claims, underwriting and sales staff use. She has over 20 years of litigation, appeals and expert witness experience.
Certifications
• Certified Public Accountant (CPA)
• Certified in Financial Forensics (CFF) Professional
Memberships
• American Institute of Certified Public Accountants (AICPA)
• Association of Certified Fraud Examiners (ACFE)
• New England Claims Association (NECA)
• International DI Society (IDIS)
Judith M. Bogdanovich
CPA/CFF - Executive Financial Risk Consultant
Judy joined CPA Risk Services in 2005 after 8 years of financial risk management
experience in individual and group disability claims at Unum.
Experience
Judy has extensive experience with group, individual and association disability
claims. Her talents include effective training of non-financial staff on the use of
financial reference tools and worksheets.
Judy is known for her superior customer service as well as prompt and thorough analyses of the financial aspects of disability claims.
Certifications/Designations
• Certified Public Accountant (CPA)
• Certified in Financial Forensics (CFF)
• Chartered Life Underwriter (CLU) Fellow
• Life Management Institute (FLMI)
Professional Memberships
• American Institute of Certified Public Accountants (AICPA)
• Maine Society of Certified Public Accountants (MECPA)